The Challenge
Australian women juggle career breaks, the pay gap, and outsized household-finance responsibility — but the PFM tools they were using were generic, male-coded, and offered no real coaching.
GetMillie
Existing PFMs were built for someone else. We built GetMillie for the women who do the household's financial planning — and the Open Banking pipes to back it up.
FintechAI AgentsOpen Banking
Our Approach
We designed a PFM around the financial realities women actually face, wired it into Australia's Consumer Data Right (Open Banking), and layered AI goal coaching on top — all shipped to App Store and Play Store in under five months.
What We Actually Built
Two systems that turned bank data into something women actually want to open every morning.
Open Banking Integration Layer
A CDR-accredited data pipeline aggregating accounts, transactions, and balances across Australia's major banks in near real-time.
- Multi-bank consent flows with one-tap reauthorisation
- Transaction enrichment with merchant logos and categories
AI Goal Coach
A conversational agent that reads spending patterns and helps users set realistic savings goals — without lectures or shame.
- Goal templates designed with behavioural-finance researchers
- Weekly nudges driven by actual spending trajectory
Key Results
Real adoption, real engagement, real money saved.
5 mo
Idea to App Store
From whiteboard sketch to a publicly listed iOS and Android app — including CDR accreditation prep.
8k+
Beta waitlist signed
92%
Bank-link completion rate
Designed With Behavioural Research
Every coaching prompt was reviewed with a behavioural-finance advisor before shipping — so nudges actually nudge.
F
Founder
Co-founder, GetMillie
"TA Solutions didn't just build us an app — they helped us figure out what GetMillie should be. The Open Banking integration alone would have taken us a year on our own."
Client Collaboration
We worked as one team with GetMillie's founders, splitting product strategy, design, and engineering across weekly sprints with shared ownership of every decision.
"Their product instincts were as sharp as their engineering. We'd come in with a half-formed idea and leave the session with a sketch, a working prototype timeline, and a test plan."
C
Co-Founder
Product, GetMillie
"They built our CDR integration in weeks. Other teams quoted us six months and twice the budget — and would have shipped a worse experience."
C
Co-Founder
Operations, GetMillie
What's Coming Next
Phase 2 expands GetMillie from tracking to action — automating the things women shouldn't have to think about.
Round-up Savings
Automatic micro-savings on every transaction, swept into a high-interest goal account
Investing Module
Low-cost diversified portfolios with goal-linked recommendations from the AI coach
Partner Marketplace
Curated financial products (super, insurance, credit) surfaced when they actually fit
Ready when you are